REGULATION

Regulations and Syllabus for BANKING DIPLOMA EXAMINATIONS

Birth of the IBB:
At their meeting held on the 26th July, 1972, a few eminent Bankers and other professionals decided to establish the Institute of Bankers, Bangladesh (IBB), as a professional body of banks and financial institutions in Bangladesh. The IBB was registered on the 6th February, 1973 bearing Registration No. 3894145/3 of 1972-1973 as an Association under the Societies Registration Act, 1860 (Act No. XXI of 1860)
Mission
IBB would develop a professionally sound human resource base, through continuous education, training and orientation process, for the financial sector to face the challenges of the modern era in the backdrop of the new global economic order
Vision
Be the premier institute in the banking and financial sector for developing competent and skilled professionals of international standard and repute.
Objectives of the IBB:
 The objectives for which the IBB was established are :
(i) to develop professionally qualified and competent bankers primarily through a process of training, examinations and continuing professional development programmes
(ii) to design, organise and conduct examinations to test the proficiency of employees of banks and financial institutions in various banking-related subjects ;
(iii) to award diploma to the examinees of the IBB successful in the examinations ;
(iv) to provide necessary educational support-services such as coaching classes, etc.
(v) to disseminate knowledge on banking and financial services through publication of journals, newsletters and by organising lectures, seminars, etc. ;
(vi) to organise and manage efficient library for the examinees ; and
(vii) to undertake any other activity incidental to, and facilitating, the achievement of the basic objectives of the IBB as mentioned above.
Two-Tier Certificate Courses
The IBB conducts the Banking Diploma Examination, Part-I and Part-II usually twice a year at such centers as may be determined by the Council of the IBB from time to time. Part-I Examination aims at giving basic and fundamental knowledge of banking and Part-II Examination is designed to update the advanced knowledge in the field of banking and allied matters to enable better decision making by bankers.
Under the New Regulations and Syllabus persons passing Part I Banking Diploma Examination will be awarded Junior Associateship of the Institute and be called "JAIBB" (Junior Associate of the Institute of Bankers, Bangladesh) and the title of "DAIBB" (Diplomaed Associate of the Institute of Bankers, Bangladesh) be retained for persons passing Part II Examinations.
Subjects
The subjects for JAIBB and DAIBB Examinations are as follows:
Junior Associate of the Institute of Bankers, Bangladesh (JAIBB)
Compulsory subjects
1                    Principles of Economics & Bangladesh Economy
2                     Business Communication                                                                       
3                    Organization & Management                                                                 
4                     Laws and Practice of Banking                                                                     
5                    Marketing of Financial Services                                                        
6                     Accounting for Financial Services
Diplomaed Associate of the Institute of Bankers, Bangladesh (DAIBB)
Compulsory subjects
1                    Management of Financial Institutions
2                    Lending Operation & Risk Management                                                        
3                     International Trade & Foreign Exchange                                                       
4                    Information Technology in Financial Services                                               
5                    Management Accounting
Optional Subjects (Six)
 In addition to the aforesaid compulsory subjects, any one of the following optional    subjects shall be chosen by a candidate for passing DAIBB:
(a)            Central Banking & Monetary Policy
(b)            Agriculture & Microfinance                                                                    
(c)            SME & Consumer Banking                                                                      
(d)            Islamic Banking                                                                                    
(e)            Investment Banking & Lease Financing                                                    
 (f)            Treasury Management
Regulations Syllabus
 The details of the prescribed syllabus and the suggested books/reading materials are furnished in Annex-1 to this booklet. Although the detailed syllabus has been prepared for each of the subjects mentioned above, the same is only indicative and NOT exhaustive. Keeping in view the professional nature of the examinations, all matters falling within the realm of the subject concerned will have to be studied by a candidate as questions may be asked on all the relevant matters under the subject. A candidate should prepare himself/herself for answering questions that may be asked on the latest developments taking place under the various subjects of the examinations. The examinees will also be asked to answer case study based/practice oriented questions.
Question setting pattern
 The question setting patterns will be both narrative as well as practice oriented based on case studies. Initially 25%, later on 50% and then up to 75% questions of both JAIBB and DAIBB Examinations will be based on case studies/practice oriented. Such limits may be attained in two to three years (2010, 2011 and 2012, respectively) after making the course contents, reading materials, library facilities and coaching facilities available to the candidates. Subject wise question setting patterns are delineated as under:
A Junior Associate of the Institute of Bankers, Bangladesh (JAIBB)
Subjects under narrative/descriptive type of questions shall be:
 Principles of Economics & Bangladesh Economy
 Business Communication
Organization & Management
Subjects under case studies/practice-oriented questions shall be
Practice & Law of Banking
Marketing of Financial Service
 Accounting for Financial Services
Banking  Diplomaed Associate of The Institute of Bankers, Bangladesh (DAIBB)
Subjects under narrative/descriptive type of questions shall be:
 Management of Financial Institutions                                                 
Information Technology in Financial Services
Subjects under case studies/practice-oriented questions shall be
 Lending Operation & Risk Management                                                     
International Trade & Foreign Exchange                                                   
 Management Accounting
Question papers of all the six optional subjects under DAIBB (to be chosen by the candidates) shall be of descriptive type.
Eligibility Criteria
The eligibility criteria for appearing at the JAIBB (Junior Associate of the Institute of Bankers, Bangladesh) shall be at least pass certificate holder of H. S. C. Examination or its equivalent. Candidates must be employees of the member Banks/FIs of IBB.
Examination & Other Fees
IBB will charge an Enrolment Fee/Examination Fee of Tk 1000/- (Taka one thousand) only from each candidate for appearing in each examination (JAIBB & DAIBB) for the first time. Unsuccessful candidates will, however, pay an examination fee of Tk 300/- (Taka three hundred) only per subject for each subsequent appearance: The new Enrolment Fees will be effective from the next Winter (November 2009) session. A fee of Tk 50/- (Taka fifty) only might be paid for issuing Provisional Certificate and Tk 100/- (Taka one hundred) only for issuing a Final Certificate of both JAIBB and DAIBB.
The examination fee once paid for any examination is neither refundable nor can be used for the subsequent examination even if the candidate withdraws his/her application for examination or absents himself/herself from appearing at the examination and/or he/she is disallowed to sit for the examination for any reason, whatsoever
The Examination fee and other fees payable by a candidate to the IBB should be paid through a Bank Draft or Pay Order drawn in favour of the Institute of Bankers, Bangladesh
When a candidate makes the payment of any fee to the IBB, he/she should check with the IBB if the receipt of such payment is acknowledged by the IBB within a reasonable time
 The Examination Entry Form duly filled in, together with the Demand Draft/Pay Order representing the examination fee, should be sent by a candidate to the IBB well before the announced last date
Incomplete Examination Entry Form or such Form containing incorrect information shall be rejected by the IBB
Availability of Forms, etc.
 The Application Form for Enrolment, Examination Entry Form and other information may be obtained from the office of the Institute of Bankers, Bangladesh, Dhaka, or from the office of the General Manager, Bangladesh Bank at Chittagong, Sylhet, Rajshahi, Bogra, Khulna, Barisal and Rangpur as well as the office of Sonali Bank and other Banks as may be designated by the IBB for the purposes in view from time to time.
Submission of Examination Entry Form, etc.
 A candidate wishing to appear at any examination shall submit the prescribed Examination Entry Form duly filled in, together with the prescribed examination fee, to the IBB through the respective Administration Section of the Banks/financial institution’s Principal Office/Regional Office/Branch within the time as specified by the IBB before each examination
Date of examination, etc.
The time, place and date of each examination will be announced by the IBB from time to time
Issuance of Admit Cards
 On receipt of Entry Forms duly filled in by the candidates along with the Demand Drafts/ Pay Orders for enrolment fees and examination fees, the Institute will issue Admit Cards, signed by the Secretary General or any other person authorized by him, to the candidates. The Institute will indicate the name of examination centre and Roll Number of the candidate in the Admit Card. The Admit Cards of the candidates of Dhaka city will be sent by the Institute to the Local Office/Zonal Office/Regional Office/Administration Department of the Head Office of their respective bank/financial institution. The Admit Cards of the candidates of the places outside Dhaka city, where there is no office of Bangladesh Bank, will be sent to the Principal Office/Regional Office of Sonali Bank located there. Where there are offices of Bangladesh Bank, the Admit Cards will be sent by the Institute to those offices. The Candidates will have to collect their Admit Cards from the above mentioned offices of their respective Banks/Sonali Bank/Bangladesh Bank, as the case may be
Duration of examination
 The examination in all the subjects will be in writing, and the time allowed for each subject of both JAIBB and DAIBB of the Examination is three hours save and except for the following subject :    three and half hours  time will be allowed for the paper on Management Accounting of DAIBB Examination
Language of answers
Answer to the questions on all subjects shall be written either in Bangla or in English at the option of the examinee
Condition for appearing at DAIBB Examination, etc.
 No candidate will be allowed to sit for DAIBB without passing all the subjects of JAIBB Examination. No candidate will also be allowed to sit simultaneously for both JAIBB and DAIBB Examinations.
Change of Centre
 Change of examination centre will not be permitted except in the case of transfer of the candidate by his employer. An application for the change of examination centre duly certified by the bank/financial institution concerned under the circumstances mentioned above shall be sent to the Secretary General of the IBB at least fifteen days before the commencement of the examination
Time limit for passing examination
 The total time limit for passing both tiers of the Banking Diploma Examination is eight years: four years for JAIBB and four years for DAIBB. The time limit will commence from the month in which a candidate first appears at any examination. A candidate can avail of all the chances of appearing at the examination during the stipulated time limit. No extension of the time limit shall be allowed to any candidate. If a candidate can not pass JAIBB and/or DAIBB Examination within the stipulated time limit, he/she shall have to be registered afresh with the IBB if he/she desires to appear again at such examination in the future
Improvement examination
A candidate who has passed the examination on any subject shall not be allowed to sit for examination on the same subject again for the purpose of improving his/her result or for any other purpose.
Exemption/Waiver
No exemption shall be granted to any candidate from appearing at the examination on any subject of either JAIBB or DAIBB of the Banking Diploma Examination in consideration of his/her higher academic degree in the relevant subject. However, candidates who passed various subjects in former Part-I and Part-II Examination will be entitled for a waiver of respective subject(s) as outlined below:
Corresponding subject(s) under old (Part-I and Part-II) and new (JAIBB and DAIBB) syllabus and waivers thereof

Sl No

Examination/subject under new syllabus (2010)

Examination/subject under old syllabus (2002)

Remarks

01
JAIBB                               
Principles of Economics & Bangladesh Economy (PBE) 

Part-I

Business Economics (BE)

Candidates who passed BE under old syllabus will get waiver for PBE under new syllabus
02

Business Communications (BC)

a) Business Correspondence in Bangali (BCB)

b) Business Correspondence in English (BCE)

Candidates who passed BCB & BCE under old syllabus will get waiver for BC under new syllabus
03

Organization & Management (OM)

Principles of Management (PM)

Candidates who passed PM under old syllabus will get waiver for OM under new syllabus
04

Laws and Practice of Banking (LPB)

Practice & Law of Banking (PLB)

Candidates who passed PLB under old syllabus will get waiver for LPB under new syllabus
05

Marketing of Financial Services (MFS)

New subject

Must appear to complete JAIBB Examination
06

Accounting for Financial Services (AFS)

Principles of Accounting (PA)

Candidates who passed PA under old syllabus will get waiver for AFS under new syllabus
 

 

Application of Computer in Banking (ACB)

ACB has been transferred to DAIBB as IT
 

DAIBB: (Compulsory Subjects)

Part-II: (Compulsory Subjects)

 
01
Management of Financial Institutions (MFI)
New subject
Must appear to complete DAIBB Examination
02

Lending Operation & Risk Management (LRM)

Credit Management (CM)

Candidates who passed CM under old syllabus will get waiver for LRM under new syllabus
03

International Trade & Foreign Exchange (FE)

Foreign Trade and Foreign Exchange (FE)

Candidates who passed FE under old syllabus will get waiver for FE under new syllabus
04

Information Technology in Financial Services (IT)

Application of Computer in Banking (ACB) (Part-I)

Candidates who passed ACB under old syllabus will get waiver for IT under new syllabus
05

Management Accounting (MA)

Management Accounting (MA)

Candidates who passed MA under old syllabus will get waiver for MA under new syllabus
 

 

Practice of Banking (PB)

Deleted from DAIBB
 

 

Commercial Law (CL)

Deleted from DAIBB
 
06

Optional subjects:

Central Banking & Monetary Policy (CMP)

Optional subjects:

Monetary Policy (MP)
Candidates who passed MP under old syllabus will get waiver for CMP under new syllabus
07

Agriculture & Microfinance (AM)

Rural Finance (RF)

Candidates who passed RF under old syllabus will get waiver for AM under new syllabus
08

SME & Consumer Banking

New subject

New optional subject
09

Islamic Banking (Is B)

Islamic Banking (Is. B)

Candidates who passed Is. B under old syllabus will get waiver for Is.B under new syllabus
10

Investment Banking & Lease Financing (ILF)

Investment Banking (Inv. B)

Candidates who passed Inv. B under old syllabus will get waiver for ILF under new syllabus
11

Treasury Management (TM)

New subject

New optional subject
 

 

Industrial Finance (IF)

Deleted from DAIBB
 
Exemption from JAIBB
Holders of the final Certificate of the Associateship Examination of the Institute of Financial Services, London, or of the Indian Institute of Bankers, or of the Institute of Bankers, Pakistan, may be granted exemption from appearing at the whole of JAIBB Examination of the IBB. A candidate applying for such exemption shall be required to pay a registration fee of Taka 500.00 to the IBB.
Examination Centre, etc.
The examination will be held by means of confidentially printed question papers and conducted at the principal cities/towns of Bangladesh and elsewhere as may be convenient through such Superintendents and Invigilators as may be determined by the IBB. If it is not possible to hold the examination at any particular centre allotted to a candidate, the IBB will not be liable for the expenses he/she may incur therefor. The IBB will, however, endeavour as far as practicable to arrange for the examination of such candidate at the nearest available centre.
The Examination Centres are arranged by the IBB every year only after the closing date for receipt of the Examination Entry Form, and no information regarding such centres can obviously be given to any candidate prior to or at the time of submission of the Examination Entry Form.
Delivery of Question Papers
Question papers will be delivered by the IBB to the Member Secretary of the Local Examination Committee in insured and sealed packets or by special messenger(s), if deemed fit, depending upon the gravity of the situation prevailing at that time. The sealed packets of the question papers shall be opened by the concerned Member Secretary of the Local Examination Committee in presence of the Invigilators and/or the Magistrate designated by the concerned Deputy Commissioner, as the case may be
Pass marks
The pass marks are 50 out of the full marks of 100 in each of the subjects of JAIBB and DAIBB Examinations
Examination of Scripts, etc.
In examining and marking the scripts, the examiners will take into consideration the quality of hand writing, spelling, general style, relevance to the questions (to the point) and intelligence applied for writing the answers
Use of calculator
A candidate is prohibited from using mathematical table, slide rules and similar aids during the examination. The use of a simple calculator is permissible
No books, Mobile Phones, etc. in the examination hall
A candidate is forbidden to bring into the examination hall books, mobile phones, notes or any material of similar nature
Instructions on answer scripts
 A candidate is advised to read the instructions printed on the cover of answer scripts carefully for meticulous compliance and avoid cancellation of answer scripts and other punishments
Prizes
Prizes will be awarded by the IBB annually on the basis of the results of JAIBB and DAIBB as detailed in Annexure-1 to this booklet. The IBB, however, reserves the right of withholding any or all the prizes if no candidate of sufficient merit is found therefor. All the Prizes will be awarded on the combined results of the two regular examinations held yearly
Cancellation of examination results, etc.
 The IBB shall have the right to disqualify any candidate who, it has reasons to believe, has adopted unfair means at the examination or committed any other offence during the examination. The IBB may:
    (a)    cancel the results of the examination taken for such candidate in any or all the subjects of the examination at which he/she appeared ; and
   (b)   debar him/her from appearing at any of the future examinations either permanently or for a specified period;
The decision of the IBB in this regard shall be final. The aforesaid action to be taken by the IBB will be reported by the IBB to the bank/financial institution employing the candidate for taking suitable disciplinary action against him/her.
The IBB also reserves the right to cancel the results of an examination of a candidate who is found guilty of adopting unfair means in such examination even if it is detected after the announcement of results of such examination
Debarring from appearing at examination
 A candidate found guilty of indiscipline at the examination hall shall be debarred from appearing at the future examinations of the IBB for a period not exceeding five years, and the action to be taken by the IBB in this regard will be reported by the IBB to the bank/financial institution employing the candidate for taking further punitive action against him/her.
Other punishments for other offences
 Apart from the aforesaid punishments, the IBB may also impose any or all the penalties listed in Annex-3 to this booklet on the delinquent candidate who is found guilty of offence(s) during the examination as mentioned therein.
Publication of Results
The results of any examination will be communicated by the IBB to the Member Secretaries of the Local Examination Centres immediately after the publication thereof. A Gazette of the results will also be sent to the Head Office of each of the banks/financial institutions, from which a candidate will have appeared at the examination. A candidate will have to ascertain the results of his/her examination from the aforesaid offices or from the office of the IBB
No candidate will be informed by the IBB of the results of his/her examination individually by any means of communication
No re-evaluation of answer scripts
 The decision of the Syllabus and Examination Committee of the Council of the IBB on matters of any examination shall be final, and no request for re-evaluation of the answer scripts shall be entertained
Scrutiny of marks
 An examinee may, however, be allowed to have his/her answers scripts scrutinized for re-checking the totaling of the marks on payment of a scrutiny fee of Tk. 20.00 per subject
Wrong tabulation, etc.
 The IBB reserves the right to correct, modify, alter or change the results of any examination in any manner if such results are found to be wrongly tabulated or compiled
Correction of error
 Typographical error, if any, in the results sheet will not entitle anybody to interpret the results in his/her favour and to claim any advantage therefrom. The IBB reserves the right to correct such error as and when it comes to its notice, and no action shall lie against the IBB in this regard
Issuance of JAIBB Certificate
 A Certificate signed by the Secretary General of the IBB will be issued to a candidate who passed all the subjects of JAIBB Examination, to that effect
Issuance of DAIBB Certificate
 A Diploma jointly signed by the President and the Secretary General of the IBB will be issued to a candidate who passed both JAIBB and DAIBB of Banking Diploma Examination
Distinction
 A candidate securing 80 percent or more marks in any subject of JAIBB and DAIBB Examination will have his/her Certificate or Diploma marked with distinction against such subject(s)
Entitlement of JAIBB
Any candidate who passed the JAIBB Examination will become a Junior Associate of the IBB and so long as his/her name remains on the Register of Junior Associates, he/she will be entitled to add to his/her name or signature the letters JAIBB signifying the Junior Associate of the Institute of Bankers, Bangladesh
Entitlement of DAIBB
Any candidate who passed the DAIBB Examination will become a Diplomaed Associate of the IBB and so long as his/her name remains on the Register of Diplomaed Associates, he/she will be entitled to add to his/her name or signature the letters DAIBB signifying the Diplomaed Associate of the Institute of Bankers, Bangladesh
New Formats of Provisional and Final Certificates of JAIBB and DAIBB
 The Council approved the new formats of Provisional Certificate and Final Certificate of JAIBB and DAIBB to be issued with immediate effect and May 2010 Examination, respectively
Fee for duplicate Diploma, etc.
 The rate of fee for the issuance of a duplicate JAIBB or DAIBB certificate is Tk. 100 (Taka one hundered) only
Change of regulations, etc.
The IBB reserves the right to change the Regulations and Syllabus for JAIBB and DAIBB from time to time. Any such change will be notified by the IBB, accordingly.
THE INSTITUTE OF BANKERS, BANGLADESH
Various kinds of prizes
GOLD MEDALS
1.Two Bangladesh Bank Gold Medals, one for JAIBB and one for DAIBB Examination, plus cash Tk. 6,000.00 in each case, for standing first in the examination by securing minimum 60% marks in the aggregate and completing the examination in one chance.
2.Two Eastern Bank Ltd. Gold Medals, one for JAIBB and one for DAIBB, plus cash Tk. 6,000.00 in each case, for standing first among the candidates who complete the examination in one chance.
3.One Monsur-ul-Amin Gold Medal (awarded by the IBB) for standing first among the candidates who complete both JAIBB and DAIBB Examinations in three consecutive chances securing at least 60% marks in the aggregate.                                 
SILVER MEDALS
Two Bangladesh Bank Silver Medals, one for JAIBB and one for DAIBB, plus cash Tk. 4,000.00 in each case, for not qualifying for the Bangladesh Bank Gold Medals but standing first in the examination irrespective of the aggregate marks secured in the examination.
Two Sonali Bank Ltd Silver Medals, one for JAIBB and one for DAIBB, plus cash Tk. 4,000.00  each case, for standing second in the examination by securing at least 55% marks in the aggregate.
CASH  PRIZES
1.  The cash prizes will be awarded to the candidates for securing the highest marks in individual subjects and completing the JAIBB and DAIBB Examination, as the case may be as indicated below : -
Name of Banks
Amounts of prizes
Subjects and passing of JAIBB or DAIBB Examination
(i)
Janata Bank Ltd
Three prizes of     Tk. 6,000.00                Tk. 10,000.00      
Tk. 10,000.00
for securing highest marks in                        (i) Law & Practice of Banking (JAIBB)      (ii) Management of Financial Institutions (DAIBB)                                                   (iii) Lending Operation & Risk Management (DAIBB)
(ii)
Agrani Bank Ltd
Two prizes of    Tk. 6,000.00      
Tk. 10,000.00
for securing highest marks in                         (i) Accounting for Financial Services (JAIBB)                                                     (ii) Central Banking & Monetary Policy (DAIBB)
(iii)
Rupali Bank Ltd.
One prize of      Tk. 10,000.00
for securing highest marks in                  International Trade and Foreign Exchange (DAIBB)
(iv)
Bangladesh Krishi Bank
One prize of                 Tk. 10,000.00
for securing highest marks in            Agriculture & Micro finance (DAIBB)
(v)
Bangladesh Shilpa Bank
One prize of 
 Tk. 10,000.00
for securing highest marks in                   SME & Consumer Banking (DAIBB)
(vi)
Pubali Bank Ltd.
One prize of 
 Tk. 10,000.00
for securing highest marks in           Treasury Management (DAIBB)
(vii)
Uttara Bank Ltd.
One prize of 
 Tk. 10,000.00
for securing highest marks in                    Management Accounting (DAIBB)
(viii)
Arab Bangladesh Bank Ltd.
One prize of 
Tk. 6,000.00
for securing highest marks in          Principles Economics & Bangladesh Economy (JAIBB)
(ix)
Jamuna Bank Ltd.
One prize of 
Tk. 6,000.00
for securing highest marks in          Marketing of Financial Services (JAIBB)
(x)
National Bank Ltd.
One prize of 
Tk. 6,000.00
for securing highest marks in                   Business Communication (JAIBB)
(xi)
Standard Chartered Bank
One prize of 
Tk. 6,000.00
for securing highest marks in      Information Technology in Financial Services (DAIBB)
(xii)
BASIC Bank Ltd.
One prize of 
Tk. 6,000.00
for securing highest marks in                    Principles of Management (JAIBB)
(xiii)
Investment Corporation of Bangladesh
One prize of 
Tk. 10,000.00
for securing highest marks in Investment Banking (DAIBB)
(xiv)
Al-Arafah Islami Bank Ltd.
One prize of 
Tk. 10,000.00
for securing highest marks in                Islamic Banking (DAIBB)

The minimum qualifying marks for award of cash prizes for standing first in individual subjects and passing the examination (JAIBB or DAIBB, as the case may be) are 60%.
PUNISHMENTS FOR UNFAIR MEANS
Punishments prescribed by the Council of the Institute of Bankers, Bangladesh for offences committed by examinees in JAIBB and DAIBB Examinations
THE INSTITUTE OF BANKERS, BANGLADESH
PUNISHMENTS PRESCRIBED BY THE COUNCIL OF THE INSTITUTE OF BANKERS, BANGLADESH FOR OFFENCES COMMITTED BY EXAMINEES IN THE BANKING DIPLOMA EXAMINATION.



Sl. No.  Offence Punishment
01. Copying from books, notes, etc. in the examination hall.
(i) Cancellation of examination in all the subjects of the said examination ; and
(ii) Debarment from appearing at the subsequent two examinations.
02. Copying from the answer script of another examinee or allowing others to copy from one�s own answer script. (i) Cancellation of examination in all the subjects of the said examination ; and
(ii) Debarment from appearing at the subsequent two examinations.
03. Smuggling in and out, of question paper/script, in the original or solved form/shape/condition. (i) Cancellation of examination in all the subjects of the said examination ; and
(ii) Debarment from appearing at the subsequent two examinations.
04. Tearing of script in disgust/frustration/anger or for any other reason. Expulsion from the entire examination and cancellation of examination in all the subjects of the said examination.
05. Committing fraud/forgery/alteration in the script. (i) Expulsion from the entire examination ;
(ii) Cancellation of examination in all the subjects of the said examination ; and
(iii) Debarment from appearing at the subsequent four examinations.
06. Misbehaviour with the invigilating staff or any other act of indiscipline in or outside the examination hall. (i) Expulsion from the entire examination ;
(ii) Cancellation of examination in all the subjects of the said examination ; and
(iii) Debarment from appearing at the subsequent four examinations.
07. Impersonation with and without substituting photograph on the admit card and writing for other candidates. (i) Expulsion from the entire examination ;
(ii) Cancellation of examination in all the subjects of the said examination ;
(iii) Debarring both the persons involved, if they are examinees, from appearing at the subsequent ten examinations ; and
(iv) Filing of criminal case by the Institute of Bankers, Bangladesh if the accused person is an outsider.
08. Escaping away with answer script. (i) Cancellation of examination in all the subjects of the said examination ; and
(ii) Debarment from appearing at the subsequent two examinations.
09. Disobedience/violation of orders of the Supervising Officer/hall Superintendent/ invigilators e.g. refusal to surrender books/incriminating papers, to take seats according to seat arrangement, etc. (i) Expulsion from the entire examination ;
(ii) Cancellation of examination in all the subjects of the said examination ; and
(iii) Debarment from appearing at the subsequent five examinations.
 
10. Physical assault on the invigilators/ supervising officer/hall Superintendent /other staff on duty in the examination hall. (i) Expulsion from the entire examination ;
(ii) Cancellation of examination in all the subjects of the said examination ;
(iii) Debarment from appearing at the subsequent ten examinations ; and
(iv) Filing of criminal case against the examinee by the IBB.
11.
Indulgence in disturbance/rowdyism/ provocation/agitation/walk out/causing damage to furniture and property in or around the examination hall.
Filing of criminal case against the examinee by the IBB.
12. Possession of fire arms or anything capable of being used as a weapon of offence in or around the examination hall. Filing of criminal case against the examinee by the IBB.
13. Commission of any of the above mentioned offences for the second time. Any punishment awarded by the Syllabus and Examination Committee according to the nature and gravity of the offence.
14. Any other infringement of rules. Any punishment awarded by the Syllabus and Examination Committee according to the nature and gravity of the offence.
 
In addition to the above mentioned punishments, the Syllabus & Examination Committee may recommend appropriate disciplinary actions, depending upon the gravity of the offences, to the respective banks/financial institutions of the examinees concerned.
Note : The aforesaid actions to be taken by the IBB will be reported to the employer of the candidate concerned for information and further disciplinary action against him/her.